Are You Confused By The Multitude of Mortgage Choices?
The word mortgage come from a French word ‘mort’ meaning ‘death’ and ‘gage’ meaning ‘pledge or agreement’ so ‘agreement till death’. For most of us mortgages are a necessary debt which we seem a life time to pay. The cost of owning a house for most Australians steals away their dream for a good retirement. Unfortunately most of us are married to our mortgages and have no solution as to how to pay it off faster.
We have been conditioned to focus on the interest rate rather than being educated on how to pay less in interest. A good broker is one who is proactive and can tell you how much can on ‘leverage’ to maximise your current position. Unfortunately with mortgages there is no one size fit all.
The ZTI team is dedicated to find you the best solution. We pride ourselves on our industry knowledge as we ourselves have mortgages, investments and can advise you with personal experience. Our experience ranges from residential mortgages to chattel lending and our team is confident that we will find you a solution for you. Unlike most business we are not jack of all trade as we engage other independent mortgage broker to keep up with industry knowledge and product range.
ZTI acknowledges regulatory bodies governing our industry and therefore we are full member of the Property Investors Association of Australia (PIAA) Property Investments Association of Australia (PIPA), Mortgage Finance Association of Australia (MFAA), Credit Ombudsman Service limited (COSL) Australian Institute of Property Research (AIPR) For more information please refer to their website.